Peaceful 1962 Florida Retreat Under $90K

Located in the Ocala National Forest and just minutes from Salt Springs, this retreat offers easy access to Lake Kerr, only a short walk away. Nature lovers will feel right at home, with hiking available in every direction and frequent wildlife sightings. Eagles, hawks, osprey, owls, wild turkey, sandhill cranes, and blue herons are common, along with deer, bears, foxes, bobcats, and raccoons. Enjoy swimming and fishing in Lake Kerr, or simply relax and take in the peaceful surroundings. Inside, tongue-and-groove wood walls and ceilings add rustic character throughout. Ideal for weekend escapes or snowbirds looking to unplug and unwind.

Property is held under a U.S. Forest Service Recreational Residence Special Use Permit on federally owned land, with the next 20-year renewal scheduled for 2028. The annual lease payment for 2026 is $2,727, plus a one-time permit transfer fee of $1,350. Buyer is also responsible for annual tangible personal property taxes, which were $0 in 2025. Full-time residency is not permitted, and a primary residence must be maintained elsewhere. Vacation rentals, leasing, and investor ownership are not allowed. Conveyance is by bill of sale for personal property and transfer of the remaining interest in the Forest Service permit.

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Fort McCoy is a small, unincorporated community located in northern Marion County, Florida. Nestled amid a mix of rolling forests, farmland, and wetlands, it embodies the quiet, rural character typical of central Florida outside the major cities. The area is relatively sparsely populated, with a close-knit community that often centers around local schools, churches, and small businesses. Its location along U.S. Highway 301 makes it accessible while maintaining a sense of seclusion from the busier urban centers like Ocala, which lies roughly 20 miles to the south.

The landscape surrounding Fort McCoy is dominated by pine forests and pastures, interspersed with small lakes and streams, providing habitats for a variety of wildlife. Outdoor activities such as hunting, fishing, and horseback riding are popular among residents and visitors alike. The rural roads are lined with family farms, ranches, and ranch-style homes, reflecting a slower pace of life. Despite its small size, Fort McCoy has a strong sense of community, often hosting local events and gatherings that reinforce its rural charm and neighborly spirit.

Historically, Fort McCoy served as a minor military outpost in the 19th century, though today the community is entirely civilian. Its economy is primarily based on agriculture, small businesses, and commuting to larger nearby towns for employment. While it lacks the amenities of larger cities, it offers a peaceful environment and close connection to nature, making it appealing to those seeking a rural lifestyle in Florida. The combination of natural beauty, quiet living, and community-focused life gives Fort McCoy its distinctive, small-town character.

Driving Through Fort McCoy, Florida

Fort McCoy, Florida | Partial Drone View